Federal Pacific Electric Panel Replacement in Westminster, CO

If your home was built between the 1950s and 1980s, there’s a fair chance your electrical system still relies on an outdated Federal Pacific Electric (FPE) panel. These panels were once widely installed but have since been linked to thousands of house fires annually due to breakers that fail to trip during electrical overloads. At Professional Power, we specialize in safe, efficient FPE panel replacement in Westminster. Our licensed electricians make the process straightforward, from confirming whether you have an FPE panel to installing a modern, code-compliant replacement. You’ll get honest recommendations, expert workmanship, and peace of mind knowing your home’s electrical system is finally safe and reliable again.

Call Now (720) 774-0192

The Problem with Federal Pacific Electric Panels

Federal Pacific Electric panels were installed in millions of American homes from the 1950s through the 1980s, often marketed under the Stab-Lok breaker brand name. These panels served as the main electrical distribution point, sending power throughout the house to outlets, lights, and appliances.

The critical flaw emerged years after installation. Independent testing revealed that Stab-Lok breakers frequently fail to trip during overloads or short circuits, sometimes in as many as 60% of tested cases. When breakers don’t trip, power continues flowing through wires that are already overheating, which can ignite insulation and start fires. Electrical safety experts estimate these panels contribute to approximately 2,800 fires and $40 million in property damage annually.

These panels are now widely recognized by electricians, home inspectors, and insurance companies as a significant safety concern that should be replaced.

Do You Have an FPE Panel? Here’s How to Check

Many homeowners in Westminster don’t realize they have an FPE panel until a home inspection or electrical issue brings it to light. You can do a quick visual check using these steps:

1. Look for manufacturer labeling: Open your panel door and look for “Federal Pacific Electric,” “FPE,” or “Stab-Lok” printed on the inside label or breaker handles.
2. Notice the breaker handles: Many FPE breakers have distinct red-tipped handles that set them apart from modern designs.
3. Check when your home was built: Houses built between 1950 and 1985 have the highest likelihood of having one installed.
4. Observe the breaker layout: FPE panels often have tightly packed breakers in uneven rows and may feel slightly loose or difficult to reset.

If you spot any of these clues, it’s worth scheduling a Westminster electrical inspection with Professional Power. Our licensed electricians will confirm your panel type and, if necessary, walk you through your options for a modern, safe replacement built to handle today’s power demands.

The Hidden Dangers: Why These Panels Cause Fires

FPE panels have a well-documented history of catastrophic failure. The Stab-Lok breaker design uses a connection method that becomes unreliable over time, leading to several dangerous conditions:

1. Breakers that fail to trip during overloads, allowing dangerous levels of current to flow
2. Loose connections between breakers and bus bars that cause arcing and sparking
3. Bus bar corrosion that creates hot spots and unreliable electrical contact
4. Breakers that appear to be “off” but continue conducting electricity

Even if your FPE panel hasn’t caused visible problems, it represents a significant fire hazard. The failure happens internally and often without warning. Home inspectors flag these panels immediately when Westminster residents are buying or selling property, and many insurance companies either refuse coverage or charge substantially higher premiums when these panels remain installed.

Insurance and Real Estate Implications

Beyond the safety concerns, FPE panels create practical problems for Westminster homeowners:

Insurance Coverage: Many insurance providers in Colorado refuse to cover homes with FPE panels. Others will provide coverage but at significantly higher premiums. Some insurers give homeowners a deadline to replace the panel or face policy cancellation.

Home Sales: When selling your home, inspectors will identify the FPE panel in their report. This immediately becomes a negotiating point, often requiring replacement before closing or a price reduction to cover the buyer’s replacement costs.

Code Compliance: While FPE panels may have been code-compliant when installed, they no longer meet modern Colorado electrical safety standards. Any significant electrical work on your home may trigger a requirement to replace the entire panel.

Replacing your FPE panel proactively eliminates these complications and protects your home’s value.

How Professional Power Handles FPE Replacement

Replacing an FPE panel requires careful attention to both safety and your home’s current electrical needs. Here’s our approach:

1. Complete System Evaluation: We examine your existing panel and electrical setup to confirm the panel type and determine what your home actually needs for modern electrical demands.
2. Safe Disconnection: Before touching anything, we shut down the power supply and prepare all the wiring for the upgrade.
3. Panel Removal: We carefully disconnect and remove your FPE panel and its breakers, ensuring all connections are ready for the new equipment.
4. Modern Panel Installation: We install a current, code-compliant panel from reliable manufacturers like Siemens or Square D, designed to handle modern electrical loads safely, including heating systems during Westminster’s cold winters.
5. Testing and Code Compliance: Every circuit gets labeled and tested. We handle all required permits and inspections to meet Westminster and Colorado electrical codes.

The result is an electrical system that actually protects your home the way it’s supposed to.

Why Westminster Homeowners Choose Professional Power

Your home’s electrical system isn’t something you want to gamble with. Since 2009, our family-owned Westminster electrical company has earned trust by delivering expert work throughout the community.

Family Owned and Operated Since 2009: We’ve been serving Westminster with pride for over 15 years, building relationships that last.

Upfront Pricing: You’ll know the cost before we start. No hidden fees or surprises.

Honest, Reliable and Flexible: We prioritize your safety and satisfaction every time. Our 24/7 live answering means you can reach us anytime, on your schedule, not ours.

Fully Licensed Technicians: Our licensed Westminster electricians are qualified to handle any electrical job with precision and expertise.

When it’s time to replace an outdated FPE panel, Professional Power is the team Westminster residents call for work they can count on.

Protect Your Home and Family Today

An FPE panel might be hidden in your basement or utility room, but the risk it poses is very real and well-documented. If your home still relies on one, it’s time to act. Professional Power’s trusted team of Westminster electricians makes FPE panel replacement simple and stress-free. We’ll inspect, replace, and upgrade your system to today’s safety standards, typically in a single visit.

Don’t wait for a power failure, home inspection, or electrical fire to uncover a problem. Call Professional Power today or schedule your FPE panel replacement online to make your home safer, stronger, and fully up to code.

Call Now (720) 774-0192

Frequently Asked Questions

Is an FPE panel dangerous if it seems to work fine?

Yes. Even if your panel appears to function normally, studies show many FPE breakers fail to trip when overloaded, with failure rates as high as 60%. This can lead to overheating and electrical fires in Westminster homes.

Can I just replace the breakers instead of the whole panel?

Replacing only the breakers doesn’t solve the design flaws built into FPE panels. The safest solution is a full panel replacement performed by a licensed Westminster electrician.

Do I need a permit for FPE panel replacement in Westminster?

Yes. Westminster and Colorado building codes require a permit and inspection for all electrical panel replacements. Professional Power takes care of the permitting process for you.

How long does a panel replacement take?

Most FPE panel replacements can be completed in one day, depending on your home’s setup. Our team works efficiently to restore your power safely and quickly.

Will my power be off during the replacement?

Yes, power is temporarily shut off for safety. We coordinate the timing to minimize inconvenience and restore electricity as soon as testing is complete.

Can I stay home during the work?

Absolutely. You can remain home while we work. Our electricians maintain a clean workspace and keep you informed throughout the process.

How do I schedule an inspection?

Call Professional Power or schedule online. We’ll send a licensed electrician to confirm whether your panel is an FPE model and recommend the safest, most cost-effective solution for your Westminster home.